Housing market Rik Feijen 28 juni 2021

How to make an offer on a house?

Finding a home that meets your needs can be difficult enough. However, from that moment on it only begins. It is not easy to arrange everything behind the scenes. For example, you have to make an offer on a house. This bid can be decisive in deciding whether the house will actually be yours. But how do you make this offer? This seems easier than it is, but it is also an exciting time. You can therefore use some help. With the tips below, you can make sure that you have a good offer for your new home and also have a good chance of actually getting the property.

Make an offer on a house with your budget

Making an offer on a house starts with determining an opening bid. You should therefore ensure that you are well prepared. There are a number of things that you need to know in advance. For example, you need to determine what your budget is. This is not only about what you are willing to pay for the house, but also about what you can borrow at most. It is also important to research the value of the house. After all, you don't want to pay too much for a house. Your financial negotiation room is also important. You must also have room to make a new offer if your first offer is rejected. Therefore, put the financial picture together in a clear way.

Draw up the resolutive conditions

Making an offer on a house is not without resolutive conditions. You can pass these conditions on to the buyer. This means that you don't have to let the sale go through if these conditions are not met. For example, you have to deal with a mortgage. If you cannot arrange the mortgage, you will obviously not be able to buy the property. The mortgage amount is conditional. If you do not qualify for the National Mortgage Guarantee, you can also decide not to go ahead with the purchase. Finally, there is also the architectural inspection, which allows you to decide not to buy. After all, it must remain within your budget.

Making an offer

When everything is set up, you can make an offer on the house. But how do you make the opening bid? With most estate agents, this can be done in writing, by telephone or by e-mail. There are also estate agents where you can do this easily online, such as through the app of an NVM estate agent. You can decide whether you do it yourself or with the help of a buying agent. Whichever option you choose, you have to make sure that the opening offer is black and white. Therefore, always send a copy of the offer to the estate agent, so that you have confirmed it. In the e-mail, you can also explain how you arrived at this offer and mention any conditions.

The binding of the sales contract

There are also times when your bid is binding. Your opening offer is the first offer that you make and can still change. The seller can also make a counter-offer. The negotiations then start. With each new bid that is made, the old bid expires. As soon as there is an agreement on the selling price and the associated conditions, the contract of sale is drawn up. The sale is not binding until all parties have signed the contract of sale. You then have three days to think things over and can only return from the purchase on the basis of the resolutive conditions. You should therefore pay close attention to this before you make your final offer.

Professionally drawn up

Making an offer on a house has some difficulties which you should take into account. It is therefore advisable to cooperate with an estate agent. That way, you can be sure that nothing will be overlooked. When, for example, you don't draw up resolutive conditions, you are obliged to buy the house in the state in which it is and you also have to get hold of the amount somehow. This can have major financial consequences for you. By letting the purchase agent draw up this document, problems will not easily occur. At the same time, you have the assurance that the house meets your requirements.

Thinking carefully about your offer

Making an offer on a house is always exciting. After all, you do not know whether you will get the house and whether your bid is high enough. Especially when there are more interested parties for the house this can be difficult. Making an offer on the house should therefore be well thought out. Despite the fact that you want to get your hands on the house, your budget remains an important starting point. You can spend your entire budget on it, but you also have to deal with a renovation or some refurbishment work. Therefore, make sure that you take everything into consideration when making your decision and stay true to your wishes. That way, after accepting the offer, all you have to do is enjoy

Translated with www.DeepL.com/Translator (free version)

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