An independent valuation report

Are you looking for a validated appraisal report carried out by a qualified appraiser to be able to appraise for all lenders and government agencies? vb&t Makelaars has a number of appraisers who can do that for you!

Why do I need an appraisal report?

When you are going to buy a house and you need a mortgage for it, you can't do without a validated appraisal report. With an appraisal report, the market value of a home is determined by our expert appraisers. The bank or other lender wants to know what a property is worth before they grant a mortgage.

But an appraisal report is not only required for the mortgage application. The lender also requires an appraisal when, for example, raising or lowering a mortgage and/or interest rate, or when you are going to renovate your home. Because the value of a home often increases after a renovation, you can get a higher mortgage. On the basis of this appraisal report, the lender determines whether you can finance the renovation with the mortgage.

Other situations for which an appraisal report is required include divorce, inheritance, tax assessment or an objection to the WOZ value. Would you like more information? Do not hesitate to contact us!

When is an appraisal carried out?

The valuation is often carried out after the sales agreement has been signed. The seller and the buyer have then reached an agreement on the purchase price. When the buyer needs a mortgage, his or her lender will ask for a valuation report. It is therefore wise to have the valuation carried out as soon as possible after agreement has been reached!

Is an appraisal mandatory?

Many banks and other lenders require a validated valuation report when applying for or changing a mortgage. Usually, a validated NWWI report is requested, which is performed by an independent appraiser.

Are you still looking for an appraiser? Call or email us for more information or to schedule an appointment.